High School Finance Course / Rocklin / begins Jan. 15

Starting January 15th from 11-12 on Thursdays, I will be teaching Dave Ramsey's Foundations in Personal Finance for Homeschooled High School students. This personal finance curriculum engages students and teaches them practical and relevant financial skills.

Email me with any questions or you can go to Love of Learning - Love of Learning Center to sign up. The class will run 17 weeks and costs $135 + $20 for the workbook. We meet at 5480 Fifth Street Rocklin, CA 95677

I am really excited to teach this course!

Ali Watford

aliwatford@yahoo.com

		Love of Learning - Love of Learning Center Homeschooling education and resource center.
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Here are the chapter headings we will be covering:

Unit 1: Saving and Budgeting

• Chapter 1. Introduction to Personal Finance
  Introduces the topic of personal finance, explores the evolution of the American credit industry, and highlights the importance of both knowledge and behavior when it comes to managing money.
• Chapter 2. Saving
  Emphasizes the importance of saving and explains the three reasons to save: emergencies, large purchases, and wealth building.
• Chapter 3. Budgeting
  Explores the purpose and process of writing a budget and the basics of banking, including balancing and reconciling a checking account.

Unit 2: Credit and Debt

• Chapter 4. Debt
  Identifies the devastating costs of using debt as a financial tool, debunks credit myths, explains the elements of a credit score, identifies organizations that maintain consumer credit records, and summarizes major consumer credit laws.
• Chapter 5. Life after High School
  Explores 21st Century post-secondary education and career options, highlights the importance of avoiding debt as a young adult, and explains how to cash flow a college education.
• Chapter 6. Consumer Awareness
  Identifies factors that influence consumer behavior and the effect of inflation on buying power.

Unit 3: Financial Planning and Insurance

• Chapter 7. Bargain Shopping
  Highlights the importance of bargain shopping as part of a healthy financial plan and identifies important negotiation strategies.
• Chapter 8. Investing and Retirement
  Establishes basic investing guidelines, describes and compares various types of investments, and identifies elements of employer benefits and retirement plans.
• Chapter 9. Insurance
  Identifies the purpose of financial risk management as well as the appropriate and most cost-effective risk management strategies.

Unit 4: Income, Taxes, and Giving

• Chapter 10. Money and Relationships
  Identifies the differences among people's values and attitudes as they relate to money and highlights communication strategies for discussing financial issues.
• Chapter 11. Careers and Taxes
  Examines the importance of pursuing a career in line with your strengths, the elements of effective goal setting, the best practices of successful people, and types of income and taxes.
• Chapter 12. Giving
  Highlights the importance of giving of your time, talents, and money in order to serve others and leave a lasting legacy.